About Rick Loek, RICP®
Investment Adviser Representative with Onesta Wealth Management.
Who Rick is
Rick Loek helps people plan how to live on their savings once they stop work. He has done this for more than 20 years. Here is what he brings.
- Investment Adviser Representative with Onesta Wealth Management.
- Holds the Retirement Income Certified Professional® (RICP®) designation.
- Member of Ed Slott’s Master Elite IRA Advisor Group℠ since 2007.
The recovering software engineer
Rick calls himself “The Original Recovering Software Engineer.” He spent his first career on hard software problems. Then he found that retirement income is the same kind of puzzle. He loves it.
He still builds tools. The RMD calculator on this site is one. It helps you see your choices.
Rooted in the Bay Area
Rick was born and raised in the Bay Area. He gives back where he lives.
- Charter President, San Jose Willow Glen Lions Club.
- Mental Health Advisory Board, Santa Clara County.
- Helper for Boy Scouts, Parents Helping Parents, Toastmasters, Make-A-Wish and Cinequest.
For fun, he runs half-marathons and does triathlons.
Rick's books
The Laws of Money
Unlock Wealth, Build Legacy, Transform Your Mindset
Richard “The AMAZING Rick” Loek · 2024
Fourteen plain rules about money, one per chapter. Pay yourself first. Spend less than you earn. Risk is needed, but you can manage it. Giving leads to more. Each chapter ends with questions to think about.
#1 Best Seller in Business Education, Amazon Kindle Store, December 2024.
Retire with Confidence
Five Key Elements to Financial Freedom and Joy
Richard Loek and Mary Lee · 2024
The five things a retirement plan has to get right: income, risk, taxes, your estate and your investments. It comes with checklists you can use.
#1 New Release in Retirement Planning, Taxation, and Studying & Workbooks, Amazon Kindle Store, August 2024.
Some chapters cover insurance products. Onesta Wealth Management does not sell insurance. Insurance products are offered through Calrima Senior Services and Insurance Solutions, Inc., a separate company from Onesta Wealth Management.
A note on insurance
Rick is also a licensed life and health insurance agent.
Insurance products are offered through Calrima Senior Services and Insurance Solutions, Inc., a separate company from Onesta Wealth Management.
Talk it through with Onesta
Every family’s accounts, dates and taxes are different. Bring your questions and we will look at them together.
Or call (408) 786-0508.