RMD calculator

Estimate this year’s RMD from an IRA you own. It uses the IRS Uniform Lifetime Table.

Estimate your RMD

Read this before you use the number

  • It is an estimate to plan with. It is not tax advice.
  • Is your only beneficiary a spouse more than 10 years younger? Then a different IRS table applies, and your RMD is lower.
  • Inherited accounts use other rules and tables.
  • Each 401(k) needs its own RMD. IRAs can be added up and taken from any one of them.
  • The IRS table is in Publication 590-B.

Get the free RMD Survival Kit

Four short tools to help you get your RMDs right: a plain-English guide, a deadline calendar, a “missed an RMD?” checklist and a worksheet. Sent to your inbox.

Rather talk it through? Schedule a meeting or call (408) 786-0508.